Maybe being safe is not enough to make sure that your information will not be accessible to others. The reason why is that I was recently charged with $49.98 on my checking account and I don’t have any idea where this came from. My bank helped me looking where I can contact the company and when I called them up; they explained that this was a third party offer when I applied for a loan. They even showed me the signature I used. Guess I forgot that or did not read the terms properly. So, I just asked if I can cancel this and get my refund, they did that and my money was returned to my account by the 5th business day.