I applied for a pay day loan at the last chance cash advance website. I chose not to go through with the loan, however, a few weeks later I noticed a charge from my bank account for the amount of 34.19. It was for a web coupon service that I had never heard of. I called the number and they assured me that they would cancel my "membership" and gave me a website to apply for a refund. I promptly did and they told me that I had signed up for the service through last chance cash advance and that I would not be recieving a refund. I was furious. Now, two other companies that are so-called "web coupon' companies have charged my account for varying amounts and aren't even offering me the oppurtunity to get a refund. I had to close my account and take a loss. This is CRAP!!!