I applied for a loan with this payday loan since I need a little extra money. I was diened and did not sign up for any other special offers. Well the next day my account was debited $31.98 called just like everyone else said, I had a theft protection service through my bank and would like to be refunded since I have no use of your service. Well I have not recieved my money and it says I shoud of read terms and conditions in which they are not listed. This is such a scam. Please BEWARE of these people. Has anyone recovered their money from them?