Due to misleading information given by an employee regarding referral, insurance and Medicare coverage, the exact patient balance of a medical bill from Lifetime Health in Rochester, NY was not determined for a long time, and the claim filing deadline passed. Lifetime finally turned the bill over to Overton, Russell, et al for collection. I telephoned Overton twice, and each time offered to settle the bill for an amount that I felt was reasonable under the circumstances. Each time, their representative refused to convey my offer to Lifetime, and appeared to be reading from a script. I finally spoke with a supervisor at Lifetime, who settled the account for almost exactly the amount that Overton had refused to communicate to them. Failure to communicate a settlement offer is a violation of legal ethics - in NY, it violates Ethical Considerations EC 7-7, 7-8 and 9-2.

I have been receiving numerous phone calls from a Frank Hamilton, Justin Wright and John Marshal stating that they6 are attorneys with Morgan & Associates Law Firm. They speak in India ascents claiming that I owe a internet loan money. At first I thought it was true because I did take an internet loan last year due to some money problems. They told me to go to Walgreens and purchase a pre-paid VISA card in order to pay them $450.00 to settle the debt. When I asked them for something in writing they said they will provide me with paper work after I settle the accouint. The scary part was that they have all my personal information such employer, address, ss# and all my phone numbers. They have been calling my job everydau from morning til night 7 days out of the week. Today was the last straw for me. I was in a meeting when I was told the Frank Hamilton had called my job 25 times. When I returned the call and stated that I was tired of being harrassed at my place of employemnt they asked to speak with my supervisor. When they spoke with my supervisor they gave my superviosr all my personal information which is ILLEGAL to do. Thank God my supervisor did not give in to their threats. I finally called them back to this number 7602841417 told them to come and take me to court and they will speak with my attorney. They hung up the phone. When I listened to my messages there was a message from Frank Hamilton stating that I will lose my job within 24 hours and that they will be sending a investigation team out to my job and they will be pursuing criminal charges against my employer.

I entered into a contract with Onpoint Consumer Law Center last June of 2009 for the purposes of assisting me with securing a loan modification on my home. I was told that I had to pay upfront a total of $2995.00 for two mortages. They also informed me of their money back guarantee, that they didn't accept clients that they wouldn't be able to help and that they needed my signed paperwork within 48-hours. They also encouraged me to consolidate my credit cards via debt consolidation. The short story is that they never negotiated a modification refused to give my money back and received six months of debits of $225.00 from my savings accounts through Noteworld. I, too, will be in touch with the California State Attorney's Office, FBI Fraud Complaint Dept. and ultimately the President of the United States for the purposes of getting my money back!

Hello,

I live abroad and, I need to make a complaint about a Law Firm in Malta.

Who do I contact?.

Look forward to an answer.

CB