OMG! This office is the worse and most unprofessional.

After receiving a call from my mother that a Law Office called her home looking for me, I called this Law Office right away as I was unaware of owing any credit cards or having any past due debts. (I subscribe to a monthly credit monitoring service and per that information, all my credit cards are current and I have no past due credit card debts.) So, I was definitely caught off guard when the first person I spoke to, Mr. Powell, told me I owed $2, 800 on a Citibank visa card from 1998! (this is when I was in college.) I told him I never received any letters ever from any collection agencies or any letter from their office. I also stated I had credit cards in college but did not recall having that one and asked if he could provide me with an account number or something so I could look further into this as I am aware I had credit cards but was under the impression I paid them all off. He then referred me to another man named Lee Walker, the mediator or I like to call now “the intimidator”, who in the beginning was friendly and seemed concerned as if he really wanted to help me. He asked a series of questions, which I answered and then asked me for my credit called number. I told him I didn’t have any cards with me and he said he could lower the amount to $1, 800 if I gave him my checking account number and he would post date the payment until next week. I told him, if the debt is mine, I have no problem paying it but would need some verification like a statement or account number so I can contact Citibank on my own. He could not provide such information, so I said I wanted to do more research and will not pay anything until I did such. In the end, he became really nasty and I told him stop bully me, provide with such information that I am asking for and if this debt is mine I will take care of it. To make this long story short, this Mr. Lee Walker said if I didn’t make a payment today, his offer is off the table and I would have to pay the whole thing in full and I will appear on my credit report and the lawyers would proceed with their action. I told him, I am not giving him my checking information until I confirm this debt is mine and that it was never paid off, then he hung up.

My questions: Is this legal? All I am asking for is some kind of documentation because I never received letters for collection agencies and nothing delinquent or derogatory appears on my credit report.

What I can do I verify that this debt is mine? He said it’s from a credit card I opened in 1998. I can’t remember that far back but I was in college. And, they knew the last four of my social, does that mine it is mine? Any advice? Please help.

Hi, I've been getting harrassing calls from Thomas Landis law clerks
and was wondering how to get them to stop, i have told them that i have no intentions to pay the 15yr old credit card debt, yet they still call me on a weekly basis.