Under the assumed name of "consumer credit consolidation of america" these awful people pose as credit counselors here to help you consolidate all your loans and credit cards. They charge a 395 dollar start up fee which the person on the phone will so generously bring down to around 285 because "they're such a nice guy and you sound like you re in need of some help". They say that they will pay all of your creditors every month with around 350 dollars that is taken out of your account on a set day. They send you some shady paper work that looks like a high school kid put together and every time you call their offices, they have someone different pick up the phone who knows nothing about your "account". Their explanation for this is that the original person you spoke to works in the florid office and this person works in the washington office, or something of the sort. I had to stop payments through my bank when my credit cards had no record of the cards being consolidated. Luckily for me i was on top of things and harassed the credit consolidators every week so it didn't take long for me to figure out that something wasn't right and of course as son as i stopped he payments i couldn't get a hold of anyone from the "company". Also, their answer to my every question about why i had to pay so much money up front or why i never had to sign anything first or receive information in writing before i agreed to anything was "its just the way it works and how our company works, you have to sign now r else you'll lose the great deal i just gave you and the 100 dollars of the registration fee."

Don't buy into it guys. like my father always told me, don't sign ANYTHING until you've researched it through and through! I also searched this Richard A Brennan guy on every state bar association and he doesn't exist.

Good luck.

The Law Office of Richard A Brennan is fraudulent, they have withdrawn over $1,200 from my account in the last 6 months they have even gone as far as to change their name when making the withdrawals because I blocked them under Richard A Brennan now they are withdrawing from name of Global Client Solutions, I have had to cancel my checking account and now am fighting to get my money back DO NOT TRUST these people they are fraud I have even had former employees email telling me that they new they were taking advantage of thousands of people and still did it, until they spoke up and were fired...