I signed up for a credit processing deal base on a proposal from a salesman at Leaders Merchant Sevices. Unknown to me, the contract sent to me by the same salesman had no resemblace to the original proposal. Buried in 10 pages of leagal talk were all sorts of hidden fees and charges. I specifically signed up for a no monthly minimum fee deal because we are seasonal, they charged me a $10.00 inactivity fee each month? Isn't that a minimum fee? That's just one example in a long list. These people will scam you at every chance. Lee Johnson Growing Gardens