I agree that Lear is way less than an ethical company. In my story, looking to rollover an IRA (into gold), a Senior Portfolio Manager, communicated to me a just under 10% cost for the transaction (little less than 5% mark-up for the FED, and same for mark-up by Lear). Well, I agreed to this cost, but actual transaction has cost me 20%. I was not able to get any detail of these costs from Lear or Sterling. The intentionally mislead the buyer. They have deceptive business practices. I was also trusting due to associations with FOX News, Glenn Beck and of course Rush. Must admit, I know better, "Trust but VERIFY". The way that transaction paper work is accomplished, you can not know until after transaction completion what you will be charged. Only in fine print on the "Shipping Document" can you even find their words about "up-to 25% cost". In additional follow-up with Lear, they have informed me that this individual is no longer with the company and as such can not validate my complaint. How convenient is that!!

Rick, Cocoa Florida