Back in November 2008 we were planning on refinancing and debt consolidation of our home. We had seen an ad on TV about mortgage refinancing and debt consolidation through a government back mortgage program. So I had called to get more information and had talked to Etna Rosso of Lend America and she told us everything we needed to do. She told us to take pictures of our house and send to them and I did. She then started complaing and had gotten real pushy about us getting the house painted and in better condition so they could statrt the process and appraisal of our house. Well I went to Walmart and purchased paint for our house and garage and started painting and mind you this was in November and in Illinois it gets real cold in November. Well when I had gotten the garage and the house repainted she had called back the appraiser to appraise the house for the second time and he told her their was some places on the house that needed fixing and she again got real pushy about me getting these things done. Well November was really cold outside but I went out and did these things and she called backed the 3rd time and talked to the appraiseer about coming back to inspect these items which is fine. During the process of refinancing I was lied to about my monthly payments, she said I would be paying 651.00 a month for the 1st year and that after the first year my payments would go down by at almost half of what I was paying for the 1st year. Which at the end of the 1st year my payments only went down $11.00 dollars and also they would give us a number at tax time when we did our taxes we would get more back because of the house refinancing which our tax preparer said no we wouldn't. I'm tired of being lied and deceived by the mortgage industry. So that's my complaint. It appears you can't trust anyone these days.

in fall of 2009 i spoke with lend america for a first time home buyer loan three months later they finally contacted me back and said that we were pre-approved for $223.000.00 loan.. they would have another department get with us to go farther. In jan. 2010 i recieved an email from someone saying that they would like to help us in purchasing a home that they were from the company lend america. I send back an email saying that if they could please send me a listing of homes in my area. 2 weeks later i get another email sayiong that they are soryy but they cant help us any longer because they dont dealwith the area i live in . I t would of been nice to know before i wasted 6 months and gave them all my personal information/...

I actually got my refinance done and everything paid off, but one of the checks to the credit card company was lost in the mail. I have been trying to reach Lend America since Nov. They closed the company but were still "maintaining customer services", which was a joke. No one called me back despite numerous calls and messages.

Payment was done thru PSS Settlement Services/Mortgage Disbursement, but I cannot locate them. I have a substancial check in the postal black hole and I cannot locate the bank to (1) see if the check has cleared and (2) reissue if it hasn't cleared. Meanwhile, the agreement with the credit card company has lapsed and I am being hounded by them. (I am still keeping the agreement I made, but the check cannot be located.)

Does anyone know how to reach this company or PSS?

I was told by NYS Dept of Banking that Lend America was shut down by HUD.
I began a refinance with Lend America (LA) in May 2009, to date this loan has not been funded. I received all the documents for the loan process online (BusinessSpaces) on May 06, 2009. I paid for the appraisal May 30, and had the appraisal conducted in June. I received an approval letter from LA in JUne and a letter from my home insurance company stating that Lend America was the new mortgagee and I was no longer responsible for the bill. In August I contacted LA because I still hadn't closed and was wondering what the holdup was. I was told that the loan was suspended because of credit issues. I asked why I had not been informed and was simply told "I'm sorry, I thought someone called you". I was then advised by John to reapply because the time period for the application was expired and was given a new loan number. After correcting the issues on my credit I was told that I would be closing on the loan on Oct 26, 2009. An attorney came to my house on October 26 with all the closing documents. My husband and I had several questions that the attorney answered after calling Lend America. We closed and receive the settlement statement from EAM in November. Wells Fargo the original lender has not been paid off yet. So I paid them on Dec 1st instead of sending my money to LendAmerica. I'm not sure if this was the right thing to do. Wells Fargo have 4 payoff quotes (June and Oct) requested from Lend America but no payoff. I was told by NYS Dept of Banking that Lend America was shut down by HUD

We closed Oct 3rd, and they havent paid off our 1st mortgage. I get the royal runaround from all of those crooks. Never get any calls back from messages left. Had to pay $1500 to 1st lender 2 weeks age to get out off deafult and prevent foreclosure