I tried to open a loan with these people they said they needed your bank account information to verify that it was you. Against my better judgement I gave that information and they proceeded to debit my account of a transaction under a dollar. They say they won't take the money it will just be pending. Instead it's been long gone from my account for two weeks now and they still haven't returned my money. I sent them an email and they never answered my question of when they would return my money instead they just said they turned me down due to lack of credit which is a lie I own my home. Then I told them I was going to report them and that's when they said to call them just to give me the run around telling me they would refund it in two business days which never happened and even though I told them by then it had already been a week.

When I tried to apply for a debt consolidation loan, Lending Club application did not include my husbands income or information. Their credit scoring said that Excellent credit score is 720. Mine is 742, and they still turned me down stating it was my credit score. How do people like myself get ahead when institutes like this disregard important loan information.

I have money market account, and can even invest some of it. But they did not ask me that. It turned me down so fast that the whole process took less than 5 minutes. This is not fair treatment.