This is the letter I sent to Leubke Baker & Associates
Dear Ms. Martin,
You called my house this morning and spoke to my wife regarding an alleged outstanding magazine subscription that I presumably incurred in 2001 and owes $552.00 for magazine subscriptions. I have no knowledge of this outstanding debt and in checking through my records, I see no payment or an agreement to a company called, neither “Your Magazine Providers” nor “Big Sky”. Furthermore, I have never received any notices of collection from your Company at any of the addresses you provided me with. As soon as your conversation ended, I did a web search on both those companies and absolutely nothing comes up. That makes me believe they do not exist and this may be a scam. I also checked with the Better Business Bureau, the Federal Trade Commission and see the mounds and mounds of complaints listed relevant to our conversation.
In the 5 years I have lived here, I have never and I repeat never received any magazines or notices from your agency for the above referenced Magazine companies.
Since your Company began calling our house, your Company representatives are rude, uncooperative and very vague, vague to the point of distraction by threatening my wife to place this on my credit report. She was repeatedly told that you are not required to tell her anything other than they represent the above mentioned companies and that we owe an outrageous amount of money for magazine subscriptions that we do not nor have ever received. In fact I’ve been hung up on several times while trying to obtain pertinent information and quite distracted by all the back ground noise.
It is interesting to me that following the phone conversation I did a web search on "Luebke, Baker and Associates", and the first item that came up on Google was a consumer fraud report filed by an irate citizen on 'Rip-Off' concerning Luebke and a completely fictitious magazine order. The report was posted on January 16, 2005. The latest on was placed February 18, 2008. There were pages and pages of complaints, another cause of concern that my identity is being compromised.
In light of this, I am notifying the Attorney General's office in the State of Illinois and Texas regarding Luebke's collection practices. (Illinois State Attorney General and Texas Attorney General have established an excellent reputation for battling unethical and irresponsible corporate behavior).
I am also filing a complaint with the Federal Trade Commission and the Better Business Bureau (Illinois and Texas). I am also sending a copy of this letter to my congressional representative and if need be, I will contact my attorney.
I looked up debt collector laws. They state: “Within five days after you are first contacted, the collector must send you a written notice telling you the amount of money you owe; the name of the creditor to whom you owe the money; and what action to take if you believe you do not owe the money”.
I am formally requesting this information as you have been calling our house everyday, several times a day.
Several weeks later, I received a bill with no information for $522.00 but they would settle for $86... I will not pay!