Liberty Discount Club is a planned network of companies that swindle you out of money by connecting popups with multiple offers to confuse you. The BBB can't and won't do squat. This is a form of bank fraud and I am fairly certain that your money is somewhere out of the US. I found more than half of my debits and customer service contacts in Canada. Call your bank and they have a department for just this type of problem. My bank (Wachovia) helped me get back nearly $1100 of unauthorized debits about a year ago. You will need to fill out a form (affidavit) for the bank, identify the debits you did not authorize to your account and they will communicate with the companies if your bank is any good at all. Be prepared to move all your funds to a new account and shut down the one that is compromized.

The lesson I have learned is, if a business (and there are many cash advance companies), doesn't have a store front that you can walk into, sign-up and process your loans, do not patronize them. The internet is great but it is too easy to compromize.

Ok as of April 30 2010 I was billed $34.19 out of my account with a check that has my bank account number my routing number but NOT my check number. Odd thing is I have NEVER given that info out to anyone at anytime. So where are the charges coming from. Im not going to even attempt to call this company because I know that I will get a run around. However thankfully my husband is in the military and I bank at USAA, and I know how to use my resources. I have contacted my bank in reguards to ID theft and unauthorized charges. I have also contacted the police dpt and a C I is working with me on this case. I just hope that this matter can be solved soon but I highly doubt that. I wanted to post this so that people would know to do the same thing as I have as contacting your local police dpt. This is wrong and unlawful acts people/companies of this sort should be punished. In the state that our economy is in why would you want to steal from someone whose family is fighting to save your life but anyone else for that matter. I wish all the other people that are going through this with me much luck. USE and UTILIZE your resources.

i knows nothing about this company there are going in my checking account taking money

I applied for a payday loan with https://www.cashadvancenetwork.com/logout.aspx and also with Speedy Cash. They requested my checking account number, etc. and the next thing I know I get an email saying I joined Liberty Discount club. I immediately went to their website and spoke to one of there people on their chat line. I explained that I applied for a loan and I was not seeking to join their club. I needed money; I didn’t have any money to give away. She (Loris) claimed that she cancelled the account with this confirmation #4982938. She said I would received an email confirmation. I never received and email confirmation cancelling the account. My checking account charged $34.19 without my permission.
I tried to attach proof of the conversation that I had with there chat line but I didn’t have the accepted docs. Here are the conversations I had with their chat line.
Please wait for a site operator to respond.
You are now chatting with 'SupportRep'
Please wait while I transfer the chat to 'ChatSupport1003'.
You are now chatting with 'Loris'
Loris: Hello, how may I help you today?
[email protected]: I want to cancel now
Loris: May I have your entire first and last name please? Just to check your application.
[email protected]: Anne Lofton I was just applying for a loan not to buy anything
Loris: Can i have your social security number?
[email protected]: 498545572
Loris: I have cancelled the service for you. An automated confirmation will be emailed to the registered email address. This will stop further billing. And this will be your cancellation confirmation number 4982938
[email protected]: Thank you
Loris: Is there anything else that I could help you with?
[email protected]: No thanks
Loris: Thank you so much for visiting. Have a wonderful day!
Chat session has been terminated by the site operator.

April 30, 2010 Chat
Please wait for a site operator to respond.
You are now chatting with 'ChatSupport1007'
ChatSupport1007: Hello, how may I help you today?
[email protected]: My checking accout was charge $34.19 without my permission. I applied for a payday loan and the next thing I know I get an email for Liberty discount telling me I am a member. I immediately spoke to this lady and she claimed she cancelled this account (Loris: I have cancelled the service for you. An automated confirmation will be emailed to the registered email address. This will stop further billing. And this will be your cancellation confirmation number 4982938)
ChatSupport1007: May I have your first and last name please?
[email protected]: Anne Lofton
ChatSupport1007: Just a moment please, while I look that up.
ChatSupport1007: as shown on our records, your account for liberty discount club has already been cancelled here.
ChatSupport1007: However, Cancellation will only stop recurring monthly charges but it will not reverse the initial charge.
ChatSupport1007: Once your electronic application has been submitted, we cannot stop the fully automated transaction or cancel the application process. YOUR benefits begin upon submission and you will be billed for one month of coverage.
[email protected]: My bank gave me this number 1-877-369-8524 I called this number and the lady I spoke to told me to go to this site libertyclubdispute.com and there is no such site. I have disputed this charge with my bank.
ChatSupport1007: if you feel your account has been billed by error, you could log on to our refund website and fill out a refund request form using your cancellation number and registered e-mail address.
ChatSupport1007: refund website - www.libertyclubrefund.com
ChatSupport1007: Make sure that you fill out all the necessary fields in filling out the form so that your account can be verified.
[email protected]: I am filing a complaint with the FCC and the better business bureau . I never received a registered email confirming that the account had be cancelled. You guys should stopping doing this you are taking advantage of people when then apply for payday loans. When a person applys for a loan they need money they don't have any money to give away to company that take advantage of a person's situation.
ChatSupport1007: Is there anything else that I could help you with?
[email protected]: NO!
ChatSupport1007: Thank you so much for visiting. Have a wonderful day!
[email protected]: How can I have a nice day when you company ripped me off.

I recieved a statement from my bank stating that an electronic check #471481 in the ammount of $34.19 was drawn from my account. I never authorized anyone from this company to do this. At 10:21 this morning I spoke with a lady named Sam and she gave me a cancellation numer of 4944942 and told me to go to their refund web site and enter information needed and then sibmit the information. I did all this and got a message saying we cannot verify your account. I then contacted them through their live chat line and spoke with a lady named Sarah, she told me to redue the form and submit it. I did this and got the same message again. She told me they were having trouble with their system and to try again in 30 minutes. I waited about an hour and tried again and got the same message so I contacted their live chat again and this time I spoke with Trisha. She pretty much treated me as if I did not know what I was doing because she kept asking me the same questions over and over again. Then she tells me she cannot access my information. after giving her the information for the umteenth time she finally tells me that she submitted the refund to her supervisor and that my refund has been approved and to give them 4 to 10 business days before my account is refunded. Now I come to this web site and I see I am not the only one who has had a problem with this company. Not only do I have this charge but also an overdraft fee of $33.oo. How can I recoup my money from this company?