I was notified by my bank that somebody contacted them because somebody else was using a card under my name and they wanted to make sure the card was valid.

My bank inquired further and the person inquireing also said whoever it was had two other credit cards in my name.

Keep in mind I have not had any cards lost or stolen. The information they had must have come from another company I had charged with.

I remember recently I had received a call with a telemarketer saying I had recently made a charge for ??? amount and they would like to send me a free trial offer for a shopping card that would save me alot with companies like Target, etc. and a contribution for every purchase I made would be given to our troops.

Although I declined, I still thought it odd that I had been solicited on my cell phone.

Well the next thing I know, my bank contacts me about their suspicion of fraud. I didn't know where to start and they suggested cancelling my cards and contacting the credit bureaus and placing a fraud alert on my record.

This will tell potential creditors to contact me directly before approving credit (for 90 days). Equifax (800-685-1111) will also automatically contact the other credit bureaus of the alert saving you time.

Keep an eye on your accounts and hope this is helpfull for somebody.