MY HUSBANDS POLICY LIC HAVING NO.S 471142109 and 471142338 MY HUSBANDS NAME LT.COL. MOHAN SINGH KHAIRA LIC BRANCH UNIT III RANJIT AVENUE, MY HUSBANDS DEATH OCCURED ON 11.05.2007 ALL THE DOCUMENTS WERE SUBMITTED BUT LIC PEOPLE WANT TO KNOW WHY I AM APPLING LATE FOR THE POLICY AS I AM NOT EDUCATED MY SON CAME FROM ABROAD AND TOLD ME TO GET THE MONEY BACK WE APPLIED ON 24.06.2011 BUT STILL THE PEOPLE ARE DELAYING THE MATTER .PLEASE HELP US OUT TO GET OUR MONEY 100000 & 160000 FOR THE ABOVE SAID POLICIES.

policyt no 521710786

Date: 15th may, 2011
Subject: COMPLAINT AGAINST THE DELAY FOR THE RETURN OF MONEY.
Respected sir,
I Nand Kishore Garg (policy no: 122790386) have taken an ulip plan policy on 14thmarch 2005 from Roopnagar Branch of LIC Delhi and have paid a premium of RS.30000 one time premium. On the same date I have taken the same policy for my wife Mrs.Renu Garg (policy no.122790302) of same amount i.e. Rs.30000.We have surrendered that policy in 14th March 2010. We have not got the money back yet.
The computer of respected department of lic is showing wrong ulips due to which my amount has been decreased to RS.35 only that is not possible. But the same computer is showing the correct ulips for my wife policy and her amount has increased to RS.63000 approximately.
The case is pending from last 1.5 Years from March 2010 To May 2011. We have fulfilled all their demands and documents but still we have not got any satisfactory answers.
We have submitted following documents:
1) Bond Policy
2) Bank Statement
3) Policy D.O.C
4) Policy Surrender Form
5) Passbook Copy

I have visited their office many times at least 50 times. I have also talked to the Manager Mr. Mahesh Chandra and his respected staff member Madan Lal. I had regularly been calling in their department and they have been delaying my work. I feel very disappointed because of the delay and inefficiency of my work.
Mr.Arya Divisional Officer of LIC is not responding to our complaint and making new demands at each call. I am very disappointed from him as well.


I have submitted all my documents and I am not having any other document now to fulfill their demands. Please consider all my problems and take some strict action against it. Kindly help me get back my hard earned money.
LIC should mean what the say. Jeevan ke saath bhi jeevan ke baad bhi.

Thanking you
Nand Kishore Garg (policy no: 122790386) Renu Garg
(Policy No: 122790302) (W/F of Nand Kishore Garg)
SU-167 Pitam Pura,
Delhi -110034
Mobile No.9811241499
011-27342405

Respected Sir,
With due kind, informing you that, I have an LIC policy of number 120586251 and its maturity was on feburary 2011 has not yet recieved even after complaining so many times, I have not recieved any responce from the respective authority (LIC of India, Delhi-II, branch-11 D).I have experinced this many times from this same branch in many matters.They used to dealy the things when I approch to them for a help.
If I didn't get my maturity within a week, I have plan too file a case regarding this matter in the consumer court against LIC of India.
So please look into this matter immediately.
Thank you
GEORGEKUTTY CHACKO

I am a policy holder from Mumbai. While starting the policy the agent came over and was very quick to complete all formalities. After the first year of collecting the cheques for the premium he slowly shifts his base office from mumbai to some other place and doesnot even care to collect the cheqs. I enquired from other agent whether they would deposit my cheq as I and my husband are both working. But the others refuse saying that "Even if they deposit the cheque the commission would go to the first agent only". So I have to take a leave every month to deposit the cheques or else the policy would lapse. Why are you'll having such a system wherein you'll don't have any control over the agents...they are getting their monthly income in teh expense of the customers... can't you'll have a system wherein yearly you'll ask the customers whether their agent is still stationed with them or not (as the agents might come over and just show their presence in your office- without you'll knowing what hardships we as a customers are going through. Kindly look into the matter and try to solve the same in teh interest of the esteemed customer...looking forward with a positive note