Prudential sent forms to change beneficiary to someone other than the owner of the policy. Prudential says its their policy to restrict what the own of the policy can do with if an ex-wife calls and claims she's supposs to be the beneficiary. Not court order naming that policy is required.

Without the owner's knowledge Prudential communicated with the owner's ex-wife 5 years after the divorce. Upon her request they sent her forms to change the beneficiary. The owner of the policy was never informed. She sent them a letter of making a claim that she was to be the beneficary on this policy and never sent a court document naming the policy. Again, Prudential did not inform the owner of the policy, just sent him a letter stating he was restricted until the divorce agreement was satisfied. But it won't satisfy it because she lied. Prudential refuses to provide forms to change the beneficiary on to the owner but freely provided them to the non policy owner. I have documentary proof including but not limited to Prudentials letter to the non policy owner noting they provided the forms to change beneficiary.

primerica is a fraud and scam company...i worked with them about a
month, waste of gas, waste of time never got payed not one penny, we
are in a recession i dont have time for this, i quit a month later as
well as i cancelled that insurance they made me get, now its been about
two or three months and im still trying to cancel that dam insurance
that is still taking my money out the bank, i went personally to quit
that so called job and cancel that insurance, i felt humiliated by
josceline green soon to be RVP she humiliated friends of mine because
they would not get her insurance, this people are just thirst for money
they have no life but in that fraud buisiness fucking ignorant people
and ill make sure this will be hear out and im ready to sue

Subject: Universal Life Planned Premium Policy# U7246109
When I first started this policy with Travelers in 1991 and is now with Metlife I was only paying $75 per quarter. Over the last few years the premium has escalated to $77 amonth and today I received a notice that I owe $451.56 by June 22, 2009. In the past year I have called Metlife several times for an explanation with no results. I also contacted a Metlife Representative here in Raleigh, NC by the name of John H. Fick, 2501 Blue Ridge Rd, ste 300, Raleigh, NC 27607, Telephone # 919-787-6220 ext 114, cell# 919-946-2387. His response was that he couldn't understand the policy and didn't know why my premiums were so much, but he could sell me another plan and would lose all the money I have paid in since 1991. I have been talking to him since last fall with no results as of yet. I am on a fixed income and cannot afford this outrageous premiums. No body seems to be able to help me fro Metlife. I see advertisements all the time for life insureance for alot less. I don't understand why nobody from Metlife seems to know anything about this and is unwilling to help me figure it out. Is there anything you can do to be of assistance. It would be greatly appreciated.
Very Truly Yours,
Robert L Fuhrman
804 Silver Linden Lane
Wake Forest, NC 27587
Phone: 919-435-8640

I have had a small universal life insurance policy with what was General American and is now Met Life for over 20 years. Now that I have questions about it, they answer in vague terms and when I have further questions, it takes six weeks to get a response. For over four months, I've been trying to get timely answers. The Texas Dept of Insurance was initially helpful, but they don't follow up when promised delivery dates come and go. I recommend never using this company when considering an insurance purchase. Their customer service is non-existent.

have been paying life insurance premium for me and my husband since 1991. In early 2007, I noticed that my premiums had decreased from my bank account since I pay my premiums thru bank deduction. When I called Farmers, they told me that they have mailed a notification to my husband stating that his premium had increased and to add more money in the bank to cover the premium. I told them that we never received the letter and it would not have been a problem adding more money because it was not significant. Farmers stated that they mailed it to the address we have on file but it got returned to them. I told Farmers that we have been receiving letters in our home and I didn't understand how it got returned to them. Nevertheless, they should have done due diligence more and called the insurance agent they assigned the policy to. since my original agent resigned from Farmers -we were not assigned to a new agent. I have been dealing with this agent for a while so they should have told the agent to get hold of me.

As a result, they canceled my husband's policy. So we tried to reinstate it but since my husband is retired in the Philippines, he needs to do a blood test and urine test here and he is not here so we cannot reinstate the policy. That really SUCKS!