All you people complaining about Lighthouse Recovery Associates, are a bunch of immature, irresponsible whiners. I took out a pay-day loan through qloot.com, and my financial situation at the time didn't allow me to pay the loan back in the time i had agreed to pay. When it was placed in LRA's collections office, for dealing with collectors, they treated me with respect and offerred me a good settlement. You people who take the time to get on here and complain about people who are just doing their jobs, when you could get on the phone and pay the bill that is your responsiblity, are just low-life whiners who don't want to accept that they borrowed money when they needed it and are to immature and irresponsible to pay it back. Its people like you who make our country look bad.

I received a voicemail from a Chris Haggerman at LRA stating he was in the "process of filing paperwork to send to my payroll department" implying I am either going to be sued or garnished. I tried to call back and got only voicemail. I had no idea who or why they were calling, this was the first contact I had received from them. After doing some searching online, I understand. I have saved the voicemail for future use and have contacted the FTC and Attorney General and filed formal complaints. I cannot believe this company allows their associates to call a place of business and leave such voicemails that can be saved! Wow.