With the economy the way it is, my income was cut in half and I fell behind on my mortgage and asked Litton Loan Servicing for a loan modification. After months of mailing back and forth documentation, they keep repeatedly asking for the same informatio that I have sent in several times such as bank statements and Federal Tax information. I know for a fact with my income and circumstances there is no reason for me not to qualify for the loan but the just drag it on and keep asking for the same information over and over instead of helping me or anyone else out. It amazes me that no one is willing to do something about this company who obviously are a bunch of crooks who only want to foreclose on peoples homes and not help them out. I wish the governement would do something about them so people who can really use the help dont lose their homes.

To whom it may concern.


I 'm write this letter of complaint in regards to and encounter I had with one of your Representative Whom I spoke with on the phone on 03/24/2001 at 9:05am The representative name was Ed Tejeda. My complaint is that Mr. Ed Tejeda lacks customer services and was unprofessional. when I asked Mr Ed Tejeda questions; he was rude and condensing, With his Response to my questions, I ask Him did Litton Receive our document to reapply for the government Loan Modification He replied if you send it on the the fifteen of this month then we should have it, Then he said however, things don't happen the next day, I said to him I know that, you don't get approved for a modification the next day. I've been applying for a modification since 2009, then I said I'm not totally oblivious to the fact of how the process works. Mr Ed Tejda proceeded to ask questions about why didn't we accept Litton Loan offer for modification I explained why. To me it seem liked he tried to say we should have taking Litton Loan offer for a Modification and be happy with what you guys offered us any though we cant afford it. He then said even if we reapplied for the Government loan it still wouldn't be any different in the amount.

Correct me if I'm wrong when your sick and the doctor tells you, you only have six months to live, what would you do, your going to search all of your resources before settling for one opinion and that is what we are simply trying to do. Mr. Ed Tejede tried to make me feel wrong for not accepting Litton offer of a modification. . I know that your conversation are recorded so when you check the recording you'll See.

Do Not trust LLS. They promised us a mortgage modification, we made all the modified payments and followed all the guidlines, on the fourth month they forclosed anyway. they played it off like they were going to help us and never intended to. I paid for that house for 10 years and they yanked it out from under me. All of our tax dollars that went to these mortgage companies to help working people keep their homes is drawing interest somewhere and the mortgage companies are getting rich and dont give a *** if you loose your house! I don't get it the market is flooded with forclosures. Lenders aren't in the business of owning properties, they're in the business of owning notes on properties. DO NOT enter into any modified mortgage agreement. I lost my wife because of the stress that all this caused her. She had a heart attack the day we were going to see a bankruptcy attorney after Litton decided to forclose despite our efforts to do what they said would save our home. Thats right, she died at 41 years old and I blame it on Litton Loan Servicing. Dont let these LIARS ***! Don't believe that they want to help you save your home. Find another institution that will refinance you or something. JUST DONT TRUST LITTON LOAN SERVICING!!

Litton Loan Servicing is a fradulent mortgage holder. They do not apply your whole payment to your mortgage and fail to tell you where the money is going. The deductions that they list on the statement never add up to the loan payment, they show on your statement what the late payment will be and then they add exorberant fees in the hundreds of dollars and do not tell you what they are for. My Attorney has been trying to communicate with them for over a year and they fail to respond to any of his correspondence. He has faxed legal documents to them numerous times and they are saying they have never received them. He has all the confirmation notices that they were received with the dates and times. Do yourself a favor do not deal with these people and if you do get yourself a good attorney. I have put my mortgage payments into an escrow account. I am going to continue to do this while I file suit against. them. I have also asked for a forensic audit of my mortgage and they fail to respond to that request too. I believe that they do not hold the original mortgage documents and therefore cannot have an audit done. If you are smart and are having trouble ask them for a forensic audit and see what happens. Good Luck all.

I had a variable rate Loan with Fremont Investment for 165K . I was approved for a fixed rate loan only to find out at the closing table that it was a variable rate! Pressured by our overdue construction loan we signed papers thinking we could refi in two years. Instead Fremont promised us a loan mod, tacked 40K onto our loan and sold our loan to Litton Loan Servicing before closing their doors. We began paying Litton on our $200K loan in June 08 and received a letter stating our exact payment. When we called Litton they stated that our paperwork had not been processed yet from Fremont but that payment was correct. Six months later we receive a letter stating we are in foreclosure. Then the storm hits Houston and on the tail of that the mortgage lending fallout. Litton received billion in funds for loan modifications from that crisis and we were promised to begin a loan mod at 2% 5 yr variable. We have paid 3 ontime payments and gotten kicked out stating that one was late. During this process we were in contact weekly w/ our modification officer and we knew when he was sending or faxing a pkg. After being denied because of "late paymt", we went down there to the Litton offices and talked with someone who reviewed our case and enrolled us again . We have been waiting over 9 months for them to send a pkg and they won't let us make a payment. Three (3) months ago we spoke with someone and she stated we couldn't send any payments until we receive the package. (payment $1266.00) Now in Dec. we receive a letter stating we have been kicked out again because we never responded to the loan mod package mailed Oct.3. We called immediately and another lady says the computer says the package was sent and they aren't responsible for lost mail. We are now going to be submitted for a third time into mod program review. My husband told her we will file bankruptcy and then we will find a lawyer to take our case and sue them for wrongful foreclosure. Seeing all these posts makes me wonder if there isn't a powerful lawyer in Texas who would take on this wicked giant and get our money! I'm sure if we all got together we could find a Litton to hang from those trees right beside the Litton building here in Houston or just throw them over from the top floor.