I purchased a car and had the car refinanced thru CitiAuto Financial at an ungodly rate I might add. After the wonderful federal government bail out of citi financial I thought that my own bail out would be coming as long as well since my income to the the economy has gone from 40.000 a yr to under 20.000 now.. Asked for a re-determination on my loan and I am consistently denied... due to financial reason... wow imagine that...