Don't even think about this company for your loan modification. This company is run by idiots. Especially the president, Moe Bedard is the worst of all. They will take all your money (thousands of dollars) and time (9 months) without a good result. And then tell you it was never guaranteed. They never respond to your questions or inquiries; very irresponsible. They don't know what they are doing, but still make your hope high.. Please... don't be fooled by Loan Safe Solution, Inc.