I received an automate phone call from loanterm.cl (a company I did NOT request money/info from). Automated system informed me that I was approved for a payday loan but I would have to verify my information. When the question "do you agree with the terms and conditions of this offer...if you haven't visited our website and reviewed the tems of this loan, we will contact you later after you have had a chance to review them..." The red flag in my mind popped up when I heard "if you haven't visited our website" - That implies that I did NOT request information directly through them and that this may very well be a scam. Just for kicks I visited the website and my browser would not let me view it because it was labeled an Unsafe Website - Could Potentially Transmit Malicious Software. I think bogus companies like this are successfully demonstrating how dispicable human beings can actually be - and just to earn a buck!
PEOPLE: PLEASE DO NOT FALL INTO SCAMS LIKE THIS - ALL THEY NEED IS A SSN OR BANK ACCOUNT # TO COMPLETELY WIPE YOU OUT! BE SAFE OUT THERE!

Below is LoanTerm.cl 's real web address - Beware of this site!!! http://www.cashadvanceinstantapproval.com