I recently had the displeasure of dealing with MJ Hecker & Associates over a debt which I acknowledge I owe and offered to make payments on BEFORE they went to court. Not only would they not discuss payment arrangements PRIOR to going to court they demanded payment in full without regard to my circumstances.

I was told to call back AFTER they went to court and got their judgement to discuss payment options. Stupidly I agreed to do this. Even more stupid on my part was to give them the name of my employer. I repeatedly ask that my employer not be contacted as I was afraid of losing my job. That did not matter to them as they contacted my employer the next day.

I contacted them today, Mon 6/29/09, as they had requested and was told I had to pay the full amount by tomorrow or they would submit the papers to garnish my wages. Once again I told them I would lose my job is they did that and pleaded with them to give me until Wed to make a $500 payment on a $693 debt and agreed to pay the balance on the 15th of July. That was not acceptable.

They told me to "suck it up" and do what had to be done. I was talking to a "Michael" but when I pleaded with him to contact his client and ask if I could please make the payment as discussed above he put someone else on that claimed to the office manager. By then I was so upset I did not get his name. I eventually hung on him and after thinking about it all afternoon I finally calmed down and decided to do some research on the company. What an eyeopener that has been.

I will pursue all my legal remedies against this company and leave no stone unturned until I get some satisfaction. I know I owe the money and I am willing to pay it.

Everybody falls on hard times at some point in their lives. Unfortunately I reached that point and now I am trying to dig myself out of it. It is not necessary treat anyone in such a rude, arrogant and judgemental manner. I would never wish the kind of problems I have incurred in the last 2 years on anyone.

However I do not believe companies like MJ Hecker & Associates should be allowed to treat people like they do and still stay in business. I find it hard to believe they were allowed to join the BBB in January, 2009 in Colorado. My next complaint will be to the BBB, the State Bar and anybody else I can find.

While I do not wish the kinds of problems I have had in the past 2 years on anyone I have to say I hope that some day the people at this firm find themselves on the other end of line. Wonder how they will appreciate being treated like dirt. What goes around comes around. Some times bad things happen to good people. That does not make them a bad person.