MY HUSBAND AND MY INCOME HAS BEEN CUT DRASTICALLY BECAUSE HE DRIVES TRUCKS AND I LOST MY JOB IN 2006. WHEN WE BROUGHT OUR HOME IN 2005 WE RECIEVED A FIXED RATE OF 7.5%, THAT WILL BECOME FLEXIBLE AFTER 2YRS. WELL TWO YEARS ARE HERE SO OUR RATE BECAME FLEX. WHEN WE FOUND OUT ABOUT MAKING HOMES AFFORDABLE IT WAS GREAT FOR US TO TRY TO SAVE OUR HOUSE. IN APRIL OF 2009 I APPLIED, I WAS PUT ON THE FORBERANCE PLAN AND THAT IS WHEN WE WERE TAKEN THROUGH THE RINGER. IT IS NOW NOVEMBER AND STILL NO MODIFICATION. WE HAVE BEEN DISRESPECTED, HUNG UP ON, TOLD THAT THEY DON'T HAVE OUR PAPER WORK AND THEY ALWAYS NEEDED SOMETHING ELSE, AND FINALLY THE END OF OCT. WE WERE GIVEN A MODIFICATION FOR MORE THAN WHAT WE WERE PAYING ORIGINALLY. I AM AT MY WITS END. PLEASE HELP SOMEONE PLEASE. I HAVE BEEN CURSED OUT AND TOLD SO MANY DIFFERENT THINGS AND RIGHT NOW I AM VERY VERY SCARED TO LOSE MY HOME. WE WORKED SO HARD FOR THIS AND NOW THEY ARE GOING TO TRY TO FORCE US TO WALK AWAY FROM IT. CAN SOMEONE PLEASE CALL US AT 919-656-0501 OR MY HOME # AFTER 5PM IS 704-766-0608. WE WANT TO BE ABLE TO SAY WE HAVE TRIED EVERYTHING BEFORE WE GIVE UP COMPLETLY. PLEASE CALL ME BACK I AM BEGGING.