I took a loan in 2007 where i will be honest i did not conduct in a very good manner but eventually it was paid off... When i requested a credit profile it showed under my payment profile... I contacted the company to request that they update my credit profile to show the account as closed where they then informed me that they were proceeding with legal for the last instalment as it was not finalized.

I was shocked, I was under the impression that this was finalized... I then requested Bank statements for the period where it then turned out that somehow(I'm not sure how i overlooked this) they in fact took 2 too many instalments and it turns out that they possibkly owe me money...

Well since this has been discovered no one will return my calls... Out of my 8 messages left 1 call was returned after i threatened to go to the media... I was then promised that the matter would be resolved in 24 hours and that someone would contact me the following day that being yesterday, well needless to say no one phoned me and now when i try call this Mark gentleman once again he is never available.