My husband and I were refered to this company last year by a realestate agent friend (She is still apologizing). It was the worst mistake we ever made. We are now having to file a Chapter 13 Bankrupcy because our home is due to be sold on 4/6/2010 at the courthouse. Manhattan Modification took our $1950 and did nothing. We were also promised that our modification was gauranteed or we would get our money back. We have tried calling them but get now answer. We have written and emailed but still no answer. I hope they sleep well knowing that they have placed my two autistic children through so much turmoil. They constantly are asking mommy and daddy why. I have filed complaints in hope of making others aware. I wonder if a lawsuit was filed against them yet. Help is out there and it is free. Visit http://www.makinghomeaffordable.gov/index.html