I'm unable to get a credit card with any of the major credit card companies. The only kind of credit card that I have are the free online cards with a credit limit of $300. I applied for a card with Master Card and it was a pre-paid card. I never got my refund for purchasing the card or the card. I thought that it was a regular card with a $5000 limit. My credit reports need fixing (2 of them) and I'm unable to fix them because I 'm unable to work right now so I have limited income. I'm hungry, w/o shelter and a place to live.