DO NOT USE Mastercard if you are planning on getting a cash advance from an ATM when overseas!!!
I am from Australia and got a low rate mastercard for a 3 month European trip. Everytime i have tried to use my card at an ATM to get a cash advance it gets declined. I get error messages like 'your transaction has timed out' or, 'contact your financial institutution'. This happened at almost every ATM i tried to take cash out of. I contacted my bank who advised me they approve my transactions but Mastercard keeps timing out so the transaction is not approved. I contacted Mastercard to sort it out. They advised me that it is not their issue and that i have to contact my back. I advised Mastercard of what my bank had advised me. I was stuck in paris with absolutely no cash on me at this stage. I was on the phone with Mastercard, in America, for 45 mins, they eventually arranged a emergency cash advance for me which i had to travel in a taxi for 20mins to get to the location to pick up the cash. I was then assured by Mastercard that if i used an ATM from a major bank in the country im in and it displays the Mastercard symbol, i shouldnt have any problems. So i get to Glasgow and try to withdraw money and guess what, It didnt work! I tried 4 different ATM'S. I call Mastercard again who advised me thats it not there issue and that i should contact my bank. I just want my money. Now because i have attempted 4 transactions that have been approved by my bank but not approved by Mastercard the money has been deducted off my account but i do not have the actual cash, i have exceeded my daily limit which means i can't even get an emergency cash advance!! I am SO unhapp cash with Mastercard's service, or lack of service, when i get home i will be taking this up with Mastercard directly. DO NOT USE Mastercard if you are planning on getting a cash advance from an ATM when overseas!!!

I am contemplating hiring an attorney to handle Sears Mastercard .. I do not want to file bankruptcy and am more than willing to pay my sears mastercard balance off, which is what I was doing, but when they abruptly changed the percentage rate to 29.99% just like many other creditors, just because they could, the payment became impossible.. They set us up on a yearly program at a fixed payment and then stated if payments were made on time, the percentage rate would return to the original after the 1-year payment arrangement... when the 1-year payment arrangement was complete, we received a letter thanking us for completing the payment arrangements and our account would return to the original 9% rate.. Well, that lasted for 1 month with a statement reflecting the 9% rate, and then promptly returned to 29.99% of which we absolutely refused to pay... they have now reduced it to 6% for another year of which we are again making the payments requested, but I am wondering if an attorney would put this rollarcoaster to an end without having to file bankruptcy, although Sears Mastercard probably deserves the bankruptcies they suffer; however, bankruptcy for me is not an option I wish to choose... Any advice would be appreciated.. We have saved all correspondence from Sears...

Fifth Third Bank sent me a Mastercard a year ago and I distroyed it and threw it away. I never requested it or never used.
I received a bill on September 18 for $19.00 they classified as an inactive fee.
I contacted the 1-800 number and raised all sort of hell with them and told them I never asked for the card nor did I attept to even use the card therfore I will not pay the bill. They cancelled the bill and the card.
My point is how many inocent people out there get bilked out of $19.00 for this type of fraud.
Can something be done about this?????
Can this be turned over to the Federal Goivernment for investigation???

i filled out 2 appiations on line. i never completed them because i found out what they was charging me so i stopped the process and they still took this money out of my account, which is now in the negative. i need held to get this matter fixed fast. i've been calling these two numbers (1-818-255-9978) and (1-800-430-0672) no one is calling me back or leaving any messages for me could you please help me. i would also like to no if i have been scamed

I had got this card and it came with so many fees I never even got a chance to use the casrd and had to make all these payments on it and when they sent it to collection I couldn't get in touch with them. Then it was sold to another company but they stayed on my credit and when I tried to call them the number on my credit report the number was no longer in service. I tried to call the 1 800 I found online but every time I put in my account number they tell me that number is not valid so I do suppose to contact a company that have no record of me.