Matthew K Davis is running a legal scam. He is a front for a bunch of loan modification shops who have been given F ratings by the BBB because of bad business practices. He claims on his website that his "law firm" has an A+ with the BBB but, in fact, it is not even rated because it is so new. They hope to make you think that they have a good rating so that they can get your money under false pretenses. By the time you have given them money you find out the nightmare that you are dealing with people who do not answer their phones, emails or take care of your property. It will become a part time job just trying to find out what, if anything, they have done to help you. Once they get your money you are someone to be ignored and your property ignored. Imagine getting a foreclosure notice and trying for months to get in touch with them to tell them you are in danger of losing your house and no one ever answers your call. They are front organizations for company's like Kramer and Kaslow, Mesa Law Group, K-2 Law and perhaps as many as 100 other loan mod shops with bad reputations. They are also doing things that are illegal. They pay cappers to get clients for them. He practices law without a license in other states. You can see details of the scam on this website: http://www.piggybankblog.com/2009/09/09/warning-k2-law-northwest-is-not-affiliated-with-us/