i was trying to apply for an online loan. i had gone another route as far as my situation and went about my week. i noticed before i had to leave out of state that a deduction of $79.95 was taken out of my checking acct. i didnt authorize anyone to do this. i had called the phone # that was on my banking statement and i talked to someone who said that the had sent me a email the next day to cancel the transaction. i told the man that i was out of town and i didnt have a way to check the "email message" to cancel. and he said he wouldnt refund my $ but to just go to their website and purchase something from it. i dont want to purchase anything i just want me $ back. they had NO right taking my $ out of my account!