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madbadger2742
March 4, 2011
Belligerent
A year ago, I settled a debt with my gym through the collection agency they hired. The agent discarded all my late fees and interest, and settled the debt for about half of the original amount. Today, I got a voicemail out of the blue from a C. Anthony Haywood from MRSI saying that if I didn't respond within the next four hours, I would be facing legal action. When I called back, he kept spewing all this baloney about how even though I have a letter from the collections agency stating that the "client will accept a settlement in full" for the agreed-upon amount, I still had an open account with a balance equivalent to the remainder of the original balance, and if I didn't send them a check in the next week, they'd be filing a court action against me. He was belligerent, completely unprofessional and unwilling to admit that I had the documentation to back up my side of the story.
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dalia kajbo
April 28, 2009
threats and no sif letter
Mr. Cory Haywood called me on my cell phone several times. I didnt know what the threatening message was referring to when he was looking for my husband. In the message he used the words WE WILL USE FURTHER ACTION AGAINST YOU. Mr Haywood didnt know at the time that I work for a collection agency and those threats are big violations of the FDCPA. I called to see what this was in regards to and it was about a debt on a car that my husband purchased before we got married. Mr Haywood again violated because I advised him that we live in the state of Arizona and by law he isn't alowed to speak to a debtors spouse without the debtors permission. My Haywood continued with his threats of garnishing MINE and MY husbands wages. Which again is a big violation. I agreed to set up a settlement to get this resolved because i didnt want this to reflect negative towards my husbands credit. I set up paymnts and I spicificly asked for a letter showing the settlement amount and the account number for the file. Instead i got a vague letter saying $286.99 will come out of my checking account. No settlment amount, no original credit, no account number, no contact number. Your company is shady! I stopped payment of the check and withdrew all my funds in that account. Luckily, I saved the message with the threats and will take them to an atty if i dont get the proper letter i requested and I will file for a law suit. My name is dalia Kajbo and my husbands name is david kajbo.
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