Recently I closed an account with MBNA Visa because they would not lower my interest rate. I had received a 6% apr when I went to the war, but as soon as I was discharged, they raised it to 23.99%!!!!

I was NEVER late or delinquent on that account.

I refinanced my balance with the Navy Federal Credit Union and sent MBNA a check that was slightly more than the balance I owed ($286.43). That was September 11. They told me they would send me a check in '7 to 10 days.'

It is now October 2. No check. I called again. They said they would send me a check in '7 to 10 days' !!!!!!!!!!!!!!!

I hate them.

Joseph
Silverdale, WA