I thought I had Insurance coverage until I needed it. From day one their representative worked at rejecting my claim. The Insurance adjuster (hired by them) never came inside my home. He wrote the first rejection based upon looking at the outside of our home. Next an engineer who used the word of contractor's assitant to declare my home not covered. This company could denie any older home to not be covered just as they did to our family. I was a customer for more the 15 years and had one other claim that they also short changed us after our house was broken into on our daughters wedding day. I am looking for an attorney and have made cutting into their coverage scam my cause. I will be taking out ads looking for more people who have had the same experience as our family. I also intend to picket their agents homes and the guys the hired to scrrew my family. If you have MEEMIC Insurance on your home my advice is change NOW. You can call me at 906.202.0330 for more info.