Mel Harris freeze my account without notifying me and even got a judgement against me without even informing me until it happened. After doing a search on the internet they are numerous complaints on this company in what they are doing to everyone. After calling them and speaking to the rudest people they are refusing to speak with me unless I give them all my personal information, I told them they have my personal information if they were able to file a case in court about me without me knowing. Do they have to right to do this?