I received this same letter yesterday 1/24/09 regarding a membership I never requested. I tried calling the C/S number got automated message stating was after business hours. I left a not s0 nice message demanding them to take my name off the marketing list.
The letter says you have to follow the instructions on the card to activate the card. After your 21 day trial period you will be charged $19.95. I did nothing. I am waiting for the next business day to call this company to complain. I will be going to my bank to fill out a complaint.

Now today 1/25, I looked into my bank account and found this company had deducted 14.95 from my account on the 1/23/09, the same day I received the letter.

WHO THE HELL IS RESIDUAL SAVINGS AND HOW IN THE HELL DID THEY GET MY BANK INFO. I AM BEYOND FURIOUS!!!