Please do not deal with these companies. All they want is take your money. There are several ripoff reports abut them already. Here's how their scam works: 1. You will get a call from a Merchant Lending Network Sales rep. 2. They will offer you a 'home business opportunity' to become a merchant cash advance sales rep. 3. They will charge you $495 for that. 4. They will charge you $19.95 monthly to run a website they provide for you. 5. This was just a start. The real ripoff happens once you signed up with them. You will get another sales call from people like John Dominick, Jesse Michaels, Casey Adams etc. They will offer to run a phone or fax marketing campaign for you. Supposedly this is being done by Zenith Solutions or Ace Promotions. Depending on their offer they will charge you several thousand dollar for that upfront. After you paid they won't do anything. You get no proof about the campaign they promised. You won't see any of those leads etc. Please don't fall for these scam artists. 7. Sometimes they even try to get a bank draft from you rather than accepting credit card payment, because you then can't cancel the purchase once they stole the money from you. 6. Here's a red flag for you. Go to BBB.org (Better Business Bureau). Look for Merchant Lending Network or Merchant Processing Network. They are not listed. How come they are not listed if they claim to be the bigest player in the field of merchant cash advances. If they write a rebuttal, please ignore it. Do your homework first. These people are plain evil. Don't give them your hard earned money.