Mr.Rajinder Bhanot from jalandhar(pb), presented to me as an ITO.He said his daughter Ramanjit is falling short of her target in metlife policy, and got my and my wife s policies done for RS 162500 saying that this is one time payment plan. Not only that, he got his father operated from me for cataract without paying my operation charges. After this he changed his mobile number. Now after one year, i have come to know that he is only an metlife agent and he has given me a long time investment plan. Inspite of my repeated complaints to metlife representives, nothing has been done. Your good self is therefore requested to direct metlife to either refund my money or convert my policies to one time investment plan, and take strict action against fraudulent agents. Previous phone number of Mr Rajinder Bhanot is 09915356070, and that of Ramanjit is 09501376676. My policies numbers are 20199855, 20200198, 20206203, 20197057, and that of my wife are 20204629 and 20204644.