I THOUGHT THAT MY HUSBAND & I WERE DOING THE RIGHT THING BY PAYING OUR DEBT WITH THIS DEBT CONSOLIDATION LAW FIRM.BUT ONLY TO FIND OUT THAT AFTER 6 MONTHS OF PAYMENTS, THIS COMPANY NEVER EVEN CONTACTED OUR CREDITORS!! BY THIS TIME OUR CREDITORS FILED CIVIL LAWSUITS AGAINST US.THE ONLY OPTION WE HAD AT THIS TIME WAS BANKRUPTCY!!THEY REFUSED TO GIVE US OUR MONEY BACK & CONTINUED TO WITHDRAW FUNDS FROM OUR CHECKING ACCOUNT UNDER SEVERAL DIFFERENT NAMES.SOMEBODY NEEDS TO STOP THESE PEOPLE!!THEY ARE THIEFS!!