This company has been calling my cell phone number repeatedly for the past year in an attempt to collect a debt from a person named FARRINGTON. I am not that person nor do I know that person... I have told them that everytime they call and they say they will remove my number but then they just call back again and again. I have used caller ID to capture their number and called back for supervisor but that call allways goes to a FULL voicemail box. I have asked the caller for a supervisor also and get the same result. VOICEMAIL box full.

First I need to let anyone know reading this that there are TWO addresses on the letters I receive from this company. One is the address listed in this header, the other is P.O. Bx 603, Oaks, PA 19456.
We had to file bankrupcy due to 2 companies going under that my husband worked for within 6 months of each other. Some creditors worked with us and some would not. This, Midland Credit Mgt. company called the first time after we filed, I advised them as my lawyer told me to of the bankruptcy, gave them all of the contact information, they were very nice and said that we would not receive anymore phone calls. I did receive another call just days later, I repeated all of the same information I had given prior to this phone call, and again was told I would not receive anymore phone calls. I have been getting letters now from them telling me they will continue collection proceedings unless they receive verification of the bankruptcy. My lawyer told me to call them, find out who they are collecting for and to get a fax number from them. I can only get voicemail with them, and no one returns a phone call. Their letter only has another collection company listed as who they are representing, and the total amount due does not match any creditor that we have listed in our accounts. I'm sure they represent someone, but, it looks as if they change the balance after they pick up the account, then you're left trying to figure out who is the original creditor.

They are garnishing my paycheck and won't say why! who they are? What is going on! I am highly pissed. i got a letter to appear in court and now another letter and money starts being garnished out of my employment check stubs and i dont know what to do. can someone help me or tell me who these crazy taking from hardworking people are. why wont they talk to you when you called them directly. why does it take for me to vent my anger out on the internet. have you been got before by this company? let me know!

We have sent Mid-land Credit Management a letter of debt validation...over a month later we get a letter in the mail stating-

"The purpose of this letter is to request your assistance so that we may reach a quick resolution to your dispute.

As part of our investigation of your dispute, it would be helpful to have a copy of any documentation you may have that supports your dispute. In the interim, we have requested the three major consumer credit reporting agencies change the status of this account to "Disputed".

Please mail or fax canceled checks, paid letters, police reports, or any other documentation you may have to support your claim."

What? Yes, let me help you sue me. How would I go about in writting a rebuttal letter to this? Can they even do that. If they bought the debt shouldn't they have proper documentation? Please help.

I just won a judgement against these scam artists. They claimed I owed them $1, 300 two months ago. The court gave them two months to come up with the proof that I owed the debt. On 9/24/09, their lawyer tells me that although there was no proof, the debt is now $2, 400! She offered me a plan to pay only $1, 200 in monthly installments. Mind you, this was never my debt to begin with. I gave her the nastiest look, told her if she thought it was fair to pay a debt that I did not owe and if I looked insane to her. To that she answered "maybe it is best that we discontinue this case."

My suggestion to anyone who Midland comes after, DENY, DENY, DENY and then insist that they provide proof. If they claim they are representing a debtor called First Consumers National Bank, this place no longer exists and if they ever had any records, they are no where to be found. Do not give in to their threats. That is what they are trained to do.

The one thing you should not do is ignore any court dates. You need to be present to fight your case and I guarantee you a lawyer is not needed.

Good Luck and please folks, post your experience with these scam artists.