In Feb 2005, I made an arrangement to pay an amount to resolve an issue with them, which I did timely. Impressively it has taken until April 2008 to resolve the issue with them. Because the information was not properly reported to the credit bureaus I have an impressive house mortgage rate over 9.8% and other loans with incredibly higher than average percentage rates. I can only dream of nice things and know that someone else will have grand opportunities. Its funny, I do what I am supposed to do and its others around me who have the strength to make it unfair for me, and their is nothing I can do except for happily have less than those who are more fortunate.

First of all I had a fraudulent account on my credit report that was through verizon, so I disputed it with transunion. I then received a report saying that it was no longer on file and so I checked my credit report it was also no longer there however a week later I received something from midland credit saying that I need to pay it along with financing options. I don’t understand how it can be no longer on file and taken off of my credit report but I still have to pay for it even though it isn’t mine... I am extremely confused and upset...

These people showed up on my credit report and I have no clue who they are. I was in the middle of purchasing a new home and FHA required me to pay the two accounts before they would finance me. I paid them through their attorneys and received the letter stating the payment. Midland will not accept the letter that I forwarded to them as proof and it's still on my credit as unpaid. When the 3 bureaus contact them as a dispute on my behalf. They have been told I never paid them. What now? I have now paid something that I have no knowledge and can't get them to acknowledge the receipt of my payment.

I am so upset with this ridiculous company full of bottom feeders. They have had my debt for over a year now. When I first got word that they had the account, I called them to set up payment arrangements. I paid an agreed upon amount expecting this to be expunged from my record. Months later after receiving no correspondence they told me that I agreed upon amount did not include the 'interest fees' accrued by them. I told them I wasn't paying any additional fees since they bought this account for pennies on the dollar and they were not the original creditor. Over a year later, I have sent them letter after letter after letter with no response. The last conversation I received with one of there very rude reps were interest was continuing to accrue by the day and this was going to collections soon. Can someone please help?

I am unsure as to why Midland Credit Reporting Agency continues to report on items that have been paid for years. The original debtor has removed this item from my credit report, yet Midland CONTINUES to attempt to ruin my credit for a paid debt of nearly three years. Does Midland continue to make money from individuals who have paid their debts? It makes me wonder if they somehow reporting agencies also benefit from continuing to list these PAID accounts? Midland also refuses to answer any certified letters, leading me to believe that my only option is to contact the Attorney General's Office in order to have Midland explain why they will not remove a PAID ACCOUNT from a credit report? Spite? Are they making money from this, still???