I requested two credit reports for myself and my father early in October. According to my bank, Mini Credit Report set up a reoccuring fee. This was not authorized and is quite obviously happening to a lot of people. IT IS TIME TO TAKE ACTION. IF you are a victim of this please email me at [email protected]. I need your name, date and amount of fraudulent charge from this organization. I am soon to be in contact with the largest law firm in the United States (Baker and McKenzie) and they will be filing a class-action lawsuit.