This company did a buy here pay here/in house financing. I recently retired and needed a few months until my retirement funds came through. I put $4000 down and a $1000 in a repair immediately. I had 4 payments due then a balloon. The contract had a due date with a 10 day grace period. I called them 2 days before it was due and verified the mailing address and due to my SS check arrival date, I mailed the payment 1 day late. On the 5th day, they claimed they had not recieved it and repossessed the car. They then demanded I pay the full amount owed within 10 days or they would resell the car, even though I offered to pay the 4 payments to give them reassurance. They assumed that due to my age and restrictions of funds I would not be able to redeem the car and they would be able to resell and make more money. I tried to call and talk to the owner and he refused to take my calls. I went to the dealsership the next day and to their surprise paid them the full amount owed, plus a $895 repo fee even though they were only charged $350...and the owner claimed he didn't want the car to resell but couldn't say why he wasn't willing to take the 4 payments/ BEWARE anyone looking to do in house financing here, as they will not honor the 10 day grace period and will try to take the car back and resell it. I have talked to an attorney and apparently this happens quite often with this type of a financing situation, stating that most buy here pay here's sell their cars 2-4 times each! We are pursing legal action for breech of contract.