I sent you a payment on October 19, 2008 in the amount of $200.00 with a blance of $193.00 which you agreed that
$393.21 will settle this account. I received a letter on
Oct. 22, 2008 stating that I owe you $404.00. As you agreed from your previous letter, dated August 26, 2008 that a settlement of $393.00 that if I agreed to pay this amount, my account will be paid and closed. I also, telephone a representive from your company and told him the same thing and he agreed on the settlement of $393.00. Also, please note that I have submitted all correspondence to my lawyer. Please note that until this issue is resolved, I will not send any additional payments.
Thank you for your cooperation.