My car was damaged by a truck about 4 months ago and the details of the third party are at hand and police case was opened. I have submitted a claim through my insurance (Miway) and they welcomed it. They sent me to a Panel beater of their choice. The advisor of that panel beater qouted the damage as a repalcement of a part because of the excent of the damage on the panel. The insurance wants the unreparable panel to be repairs and not replaced and now we are on a gridlock because I dont want my car to have body filler on it as this is a new car and I pay insurance and fill that my rights should be served.

I signed up with Miway as they were cheaper and the service seemed better. Today I regret it. After being burgled in March, I was finally advised in April that my claim had been rejected. While waiting to have my claim finalised I had asked more than once, if there was a problem, only to be advised that there was not. However a week and month after the burglary I was advised that there was inconsistancies and I should remove these products from the list and they would finalise it. If I did not own it, how can I claim for it. A hair machine that I could pick up for R200? It seems to me that they look for little things to reject your full claim, and this is how they score. If there had been a problem from they beginning why did they not state so then? Well, now they have my payments made to them, and no payout for the cover I was paying for. So much for having insurance done My way...