Made a payment on the date that was suggested.. From a money gram quick collect.. to Ocwen on Jan. 3th as the letter stated.. Ocwen states that because payment was made at the end of the business day the property was sold.. The payment was made at 4:45pm. Jan.3th. the bank claims that the time in Florida was 6:45pm. Now how was I suppose to know that was the time in Florida. I really didn't know the time difference.. My house was foreclosed and sold on the 4th of Jan.2011... the property was under a modification...

email from joseph koerner and maria trapani and all fax conformation and all the documents they request thwe were buying a house our dream home joseph koerner from lend america tell us that we were approve for a loan we find the house we sumit all paper works and our closing date should take place on the 01/26/09 well we sumit all the document twice we have email from joesph koerner saying what we are going closing on the 26th of january we never have chirstmas we save all our money for the closing of the house i'm so sad and mad at the say time i'm crying all day i have a son two dogs and a husband we have no where to live at this time we have until the 26th of january tell me how should i let lend america get away with this we pack up everything waiting to move i call lend america today they tell me this story that i need a co-sign my husband credit is good we spend all our money cleaning the credit up dont pay rent for about 3to 4months now three day before the closing date they are telling me this, they lied to me mislead me to believe that i have my dream house my family is the most important thing in my life and i fail to provide a shelter for my kids animals them my world fall apart with lies that joseph koerner tell us that everything is ok i cant sleep r eat because we dont have any where to live because of lend america we done appraiser through lend america now we dont even know if we are going to get our money back i'm so sad and worry because of there mess i'm going through hell they said we need more money and i did not give them what they want those are all their lies i have all the at i have send to them they did not answer my phone calls and email for two weeks before closing no one contact me until now i contact the reality today they were having the same problems until the finally get joseph koerner boss today lend america should not get away with this i'm not going to stop until my story reach the person