On july 09, 2010 by 2 AM my house located in Alabama took fire and my insurance company promply sent an agent and promise to send a check to cover the damage.
Since citimortgage had mortgage on the house even nobody live in a house, for My resquest is to stop the mortgage untill the house will be fixed.
the minimum time the contractor needs is to finish the work is 3 months from the date the check will be receive.

My name is Kandra Payne the complaint is about my mortgage I paid my June, July, August, payments and I recently refinanced on my house which at that time I had an loan I paid it too and when I refinanced the loan that I still had .was paid off with the company I refinanced with. and the loan was added to my monthly mortgage statement making it 637.71 a month but there was a problem and they sent me a statement stating that I owe 637.71 under account#749 75978 956708 that is not my mortgage account# my account # is 2076629508 all payments being made is to be paid to that account#. plus I am having a hardship I lost my job in May2010.

I have read all the complaints everyone wrote we had CIT group for years, We never received a letter about our mortgage being bought out then we had vericrest they are rude and very mean 1st my husband lost his job in Jan.2009 we made every payment then in Nov.2009 I lost my job but in July 2009 we tried to do a modification no luck the reason was because we filed bankruptcyin Dec.2008 they never send any notification to us being denied I kept making payments in Dec.2009 I could only make a1/2 payment so I taslked to someone saying try to get a loan mod. again so I sent everything hardship letter and all our information it supposedly sat for 2 months without anyone even looking at it. so I talked to the persons who handles my account she pretented to care and said she would get someone to look at it and to call her in a week I called she never returned my another week went by i talked to her again she pretented she didnot know me or what I was talking about so were still waiting to her from her over one year

I HAVE BEEN ATTEMPTING A LOAN MODIFICATION WITH BANK OF AMERICA. WITH 2 MORTGAGES THEY SAID I DID QUALIFY FOR THE MAKING HOME AFFORDABLE PROGRAM.THEN, IN THE MIDDLE OF THE MODIFICATION THEY SOLD MY SECOND MORTGAGE AS UNSECURED DEBT WHICH NOW I CANNOT MODIFY. THEN RECIEVED A NOTICE THAT I WAS NOT QUALIFYING SINCE THE FIRST MORTGAGE DID NOT FALL ABOVE 31% OF MY GROSS MONTHLY INCOME. THIS PRACTICE SHOUD BE ADDRESSED. I GUESS THEY ARE GETTING THIER $340, 000 HOME BACK AND CAN RESELL IT AT $200, 000 AT BEST. GOOD LUCK BOA...I TRIED TO DO THE RIGHT THING. I GUESS BOA IS PROVING MORE AND MORE THAT IT JUST ISN'T WORTH IT.

I've had my mortgage since October 27 1997, since then the loan has been sold to two different companies. Ocwen is currently the holder. My mortgage went from a 180 month term to a 360 month term, the payment has increased, and the interest rate went up! It also went from a conventional home loan to a simple interest only loan. they have no documentation that states i agreed to this action by them! I obtained an attorney in 2007 and i am still fighting them! I continued my payments til further notice as per a judge in central court! Then a horrible thing happened, my home burned to the ground! I lost everything, and to make it worse the insurance company will not pay the mortgage company Because there is no legitimate principal balance. There are several different payoff quotes from them and non of them matching! Im expected to make a payment on a home that isnt even there anymore, I stopped making payments. They still call and send notices, and threaten forclosure and i laughed at them. There is nothin there to forclose on, they have been offered payment in full with proof of current pricipal balance and refuse to comply! Horrible comstomer service and just a place full of chaos! This company should have their banking license revoked and blocked from purchasing any other loans! They have caused me so many headaches and have had my life on hold ever since! its three years later and a massive hole in my credit, and i still can't move forward with my life and family! They just keep taching on fee's that don't have meaning behind them! AND NOBODY IS STOPPING THEM!