Had insurance with these scumbags for several years.In 2001 we had a house fire and lost everything.The insurance company and the state fire marshal both stated it was an electrical fire.Ok, no problem we will make a list of personal property and turn it in.Several months go by, they deny our claim for fraud????? After fighting these scumbags, the only ones who made out were the attorneys after almost 4 years.Our credit was ruined because we couldnt afford to pay for an apartment, and a mortgage, So, beware of Mutual Benefit Insurance of Huntington Pennsylvania