I have several Specialist that I see under MVP HMOHealth Plan. MyFamily Doctor has written me the proper refferals to see each Specialist. All of the Specialist are listed in the MVP patient care directory handbook. I was denied services that were approved with a refferal . Now MVP is trying to bill me personally for services rendered. In turn I got very sick and could not see my Specialist in fear that MVP would try to charge me again. I went to my Family Doctor and that was approved with no problem. My family Doctors office has the Health Insurance Office manager trying to resolve this issue. hence to say I recieved another bill for over $ 1, 000 for denial of services from the Physical Therapist office, which is Part of a Hospital who is covered under MPV and so is the PT Dept covered under MVP. Now Ellenville hospial is hashing it out with MVP for payment. They also sent me a bill the Hospital, saying payment not due at this time !!! This is ridiculouse, and MVP sucks. Unfortunately, I am on SSI and I have to finish out the year with MVP and can't change my health Insurance.