I like others have fallen for this onetime offer of $2.99 for a CD on grant applications. I have rec'd it and never used, Never lo on to their site. Yet last month they charged me the $39.95 and $34.95 for use of their program. Thought that I had it cleared up, yet they hit me gain for the same charges. I hope that this time I made them listen to me. They say they will refund the money. Nice here in America and I know I talked with someone in India to get this done. We will see.May have to change my card number which is a hassle and get my atty on it