Today, I called Salute to ask why my New Balance seems to never go down and I found out that my account been closed since Oct 2008. I am pissed off. Why didnt they notify me? Because I was late one time they closed my account. I told them they are the worst credit card company and they deserve to be shut down. Now I'm probably going to pay off this card for the rest of my life.

I was making my payments on time and online. The company then took it upon themselves to start auto-deducting the payments from my checking account AND increased my annual percentage rate to 53.8%. I called to cancel and was told I cannot do that without talking to a Customer Service Rep. Funny, that's who I called! I called the number on the front of my statement, as indicated to do. I also told them I want to cancel the auto-deduction of payments from my account since I did not request that. I was told I cannot do that either. I read exactly what was on my contractual agreement which said I CAN stop automatic payments. I requested to cancel the card. They won't do that either. I have notified my banking institution, as well as the Attorney General and Better Business Bureau. This company is a rip-off!