On December of 2008 I received a recording at my home with president obama's voice and some brief information regarding the credit crisis and the possibility of reducing my credit card debt. I was prompted to press one to get more information. When I was transferred I spoke with a so called Debt consultant who indicated they worked for a law firm with an "A" rating with the better business bureau. Little did I know this A stood for (Another Scam) I was told they could reduce my debt in half and represent me in court if I was sued. I was considering bankruptcy but they told me I would be able to resolve my debt in 24 months and maintain a good credit rating and was assured I was being provided legal representation. In short, 11 months later the majority of my money has gone to the fee's associated with the program. My bank account has been frozen by a judgement awarded to chase bank. When I called client services regarding this issue and another court date no legal representation was offered. My credit is worse than if I had a bankruptsy and I have lost thousands of dollars. I was desperate and these clever profiteers capitalized on my situation. Please report your situation if you have been victomized.