I also have noticed charges coming out of my account and call this # 888-946-7268 and actually talked with a real person. I explained that a 29.00 charge had come out of my checking account and that I did not join this club or scam for a better description. They did put the 29.00 back in my account and said they would cancel my membership, that I never joined and this month, lo and behold another 1.00 charge appeared from yoursavingsclub. I also work at the bank in which my account is at. I will seek advice from our attorney to see how to put an end to this. I will let you know how this turns out. Please, call the number I gave here and complain, complain, complain lets take these crooks down!!!